Florida's Trusted Residential Appraisal Experts
Over 5,800 certified appraisals completed across 9 Florida counties. From purchases and refinances to estate settlements and foreclosures — accurate valuations you can count on.
When Do You Need a Residential Appraisal?
A certified appraisal protects your financial interests at every stage of homeownership — from purchase to sale to estate planning.
Selling Your Home
Know exactly what your home is worth before listing. An independent appraisal gives you a defensible asking price, helping you avoid leaving money on the table.
Refinance & Lower Your Rate
An updated appraisal quantifies how much your home has appreciated, giving you leverage to refinance at a better rate and reduce your monthly payment.
Eliminate PMI Payments
If your home has gained equity, you may qualify to remove mortgage insurance. An appraisal verifies your property value so you can stop paying unnecessary premiums.
Home Equity Loans
Lenders require a current appraisal before approving a home equity loan or second mortgage. Know your equity before you apply.
Property Types We Appraise
We appraise a wide range of residential property types, with deep experience across standard and non-conforming properties.
- Single-Family Houses
- Condominiums
- Two-to-Four Unit Small Income Properties
- Manufactured & Mobile Homes
- Vacant Land
Every Situation, Covered
With over 5,800 appraisals completed, our president has handled virtually every scenario a client can encounter.
Reports are fully EDI-ready and transmitted electronically to lenders, attorneys, and other clients.
Serving Central & West Florida
We conduct residential appraisals across nine Florida counties, serving homeowners, lenders, attorneys, and real estate professionals throughout the region.
Deep Expertise, Proven Track Record
Integrity Residential Appraisal Services was founded on the belief that every client deserves an appraiser who treats their property as carefully as their own.
Michael has been appraising residential properties across Florida since 1979 — more than four decades of hands-on expertise in the local market. He founded Integrity Residential Appraisal Services in January 2000.
His greatest strength is the "discovery phase" — the meticulous research and data gathering that ensures every valuation is grounded in accurate, current market evidence. Clients consistently describe him as "their eyes" on any property.
Professional Associations
- National Association of Realtors
- Florida Association of Realtors
- Greater Tampa Association of Realtors
- Hernando County Association of Realtors
- Manatee Association of Realtors
- Mid-Florida Association of Realtors
Career History
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2000 – Present
President & OwnerIntegrity Residential Appraisal Services, Inc. — Tampa, FL
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1997 – 1999
Independent ContractorResidential Appraisals — Tampa, FL
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1995 – 1997
Residential & Commercial AppraiserCrockett & Assoc. Appraisers, Inc. — Tampa, FL
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1987 – 1994
Staff Appraiser, Trainer & ReviewerGreat Western Bank (now Washington Mutual) — Tampa, FL
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1979 – 1987
Staff Appraiser & Draw InspectorAppraisalFirst, Inc. — Fort Lauderdale & Tampa, FL
Continuing Education
Extensive ongoing education through McKissock Appraisal School, the Appraisal Institute, and Florida-mandated coursework — including USPAP updates, FHA appraisal standards, expert witness testimony, environmental considerations, and residential construction.
Related Services & Partnerships
We're pleased to offer referrals to trusted real estate professionals. Interested in becoming a referral partner? Reach out directly.
Mortgage Brokers
Trusted lending professionals who can help clients find the right financing.
Real Estate Agents
Experienced agents ready to guide clients through buying or selling.
Want to join the network? Contact us about becoming a referral partner →
Order Your Appraisal Today
Ready to get a certified property valuation? Reach out by phone, fax, or email. We respond promptly and accept all major credit cards.
Order Your Appraisal NowContact Michael F. White
State Certified Residential Appraiser · License RD-1762
Tampa, Florida 33694-0394
💳 We accept all major credit cards for your convenience.
How It Works
Getting a certified appraisal is straightforward — here's what to expect.
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Reach Out
Fill out the Order Form, Call, email, or fax us with your property address and the purpose of the appraisal (purchase, refinance, estate, etc.).
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Schedule and Pay for the Inspection
We'll set a convenient time to physically inspect the property — the cornerstone of every accurate valuation. You can submit payment online through paypal.
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Data & Research
Michael conducts thorough market research, gathering comparable sales and neighborhood data for a sound final estimate.
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Receive Your Report
Your completed appraisal report is delivered electronically (EDI-ready) or by fax — fast, secure, and lender-ready.